Guided Setup

Follow the platform onboarding sequence

Start by provisioning a merchant bank, build your catalog & provider offerings, set active provider routes, and monitor live borrow traffic.

1

Provision Merchant

Register bank/merchant account, assign risk limits, and generate authentication credentials.

2

Create Catalog Base

Add top-level Products (Airtime, Data) and Service Providers (Baxi, Vtu, etc.).

3

Store Credentials

Save API keys or tokens for each provider so the backend can make authenticated calls.

4

Link Offerings & Bundles

Map provider service codes to product services and add available bundles (1GB, 2GB, etc.).

5

Configure Provider Routes

Select the active provider route per service path so transactions execute automatically.

6

Test & Monitor

Simulate customer borrow requests and track real-time transaction statuses and logs.

Recent Transactions

Reference Merchant Customer Amount Status Time

Audit Activity

Provision New Merchant

Edit Merchant Settings

Rotate API Secret

Reset Dashboard Password

Provisioned Merchants

Code Merchant Name Bank Status Debt Rule Max Debt Max Active Loans Commission

Eligibility Rules

Set the balance and transaction-count bands that determine each merchant's base eligible amount.

MerchantRuleMin BalanceMin TransactionsEligible AmountStatus

Catalog Overview & Connection Board

Inspect products, services, providers, bundles, and live routing in one consolidated board.

Select a product above to preview its entire offering map.

Phase 1: Catalog Base

Create Product

Product list will update automatically.

Register Service Provider

Provider list will update automatically.

Store Provider Credentials

Select a provider to preview stored credentials.

Phase 2: Service Linking & Offerings

Service Code Template Manager

Define reusable service codes (e.g. MTN_AIRTIME, GLO_DATA) so offerings match front-end request codes automatically.

Create Provider Offering (Product Service)

Select product & provider to see existing offerings.

Attach Package / Bundle to Offering

Select product service to see existing bundles.

Bulk Import Bundles (CSV)

Upload a CSV file to create or update multiple bundles at once. Download the sample template for reference.

No upload performed yet.

Create Route Record

Select product to view route entries.

Phase 3: Product Route Inspector

Inspect active routes, bundles, and service links for a specific product.

Select a product to inspect routes, offerings, and bundles.

Provider Offerings & Secrets

View stored credentials and active services provided by a specific vendor.

Select a provider to view its current offerings and stored credentials.

All Registered Products

ID Code Product Name Updated

All Registered Providers

ID Code Provider Name Status Balance

Catalog Linkages Overview

Browse all product-service-provider relationships with bundle and route counts in a unified table.

# Product Service Code Service Name Provider Status Bundles Routes

Route Studio: Activate Provider per Service Path

When a merchant requests Airtime or Data, VibraNet routes it through the single active route defined for that network service code.

Choose a product and load its route settings to activate the exact provider route per network service.

Test Customer Borrow Request

Run an eligibility check for the merchant first, then borrow. The borrow request reuses the latest eligibility snapshot until it expires.

Eligibility Check

Run an eligibility check to see the subscriber tier and eligible amount.

Airtime Borrow Simulation

Data Borrow Simulation

Test Repayment Notification Webhook

A new unique reference generated by the bank for this payment.
Must be the exact merchant reference of the borrow being repaid.

Borrow Execution Result

Trigger an airtime or data borrow request to inspect the live response.

Repayment Result

Trigger a repayment notification to inspect matching and settlement logic.

All Borrow Transactions

Merchant Reference Internal Reference Merchant Product Customer Borrowed Commission Total Due Recovered Balance Provider Status Initiated Debug

Platform Audit Log

Time Actor Type Actor ID Action Merchant Subscriber Payload

Developer Diagnostic Info

Assigned Role & Privileges

Active Bearer Token


                            


                            

                                

                                    
Real-Time Action Console

                                

                                
Console ready...

                            

                        

                    


                    
                    

                        


                        

                            

                                

                                    
Daily Operating Summary

                                    
Check totals for volume, completed loans, outstanding balance, and repayments by date.

                                

                                

                                    

                                        
                                        
                                    

                                    
                                

                            

                            

                        


                        

                            

                                

                                    
Recent Borrow Requests

                                    
                                

                                

                                    

                                        
                                            

                                                Reference
                                                Product
                                                Customer
                                                Amount
                                                Status
                                                Time
                                            

                                        
                                        
                                    

                                

                            


                            

                                

                                    
Recent Activity Feeds

                                

                                
Eligibility Queries

                                


                                


                                
Repayments Received

                                

                            

                        

                    


                    

                        

                            

                                

                                    
Merchant Operations & Reconciliation Suite

                                    
Filter borrow history, outstanding debts, repayments, and eligibility checks across any date range.

                                

                                

                                    

                                        
                                        
                                    

                                    

                                        
                                        
                                    

                                    
                                    
                                

                            


                            


                            

                                
                                
                                
                                
                            


                            

                                

                                    

                                        
                                            

                                                Tx Ref
                                                Product
                                                Customer
                                                Amount
                                                Fee
                                                Total
                                                Status
                                                Initiated
                                            

                                        
                                        
                                    

                                

                            


                            

                                

                                    

                                        
                                            

                                                Tx Ref
                                                Customer
                                                Borrowed Amount
                                                Total Debt
                                                Repaid
                                                Outstanding Balance
                                                Status
                                                Age (Days)
                                            

                                        
                                        
                                    

                                

                            


                            

                                

                                    

                                        
                                            

                                                Bank Ref
                                                Session ID
                                                Tx Ref
                                                Payer
                                                Amount
                                                Status
                                                Received At
                                            

                                        
                                        
                                    

                                

                            


                            

                                

                                    

                                        
                                            

                                                Customer
                                                Product
                                                Result
                                                Reason
                                                Expires
                                                Checked At
                                            

                                        
                                        
                                    

                                

                            

                        

                    


                    

                        

                            

                                

                                    
Subscriber Eligibility Verification

                                

                                

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    
                                

                            


                            

                                

                                    
Eligibility Result

                                

                                

                                    Submit a subscriber check to inspect eligibility status and assigned borrow tier.
                                

                            

                        

                    


                    

                        

                            

                                

                                    
Borrow Simulation

                                


                                
Borrow Airtime

                                

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    

                                        
                                        
                                    

                                    
                                


                                


                                
Borrow Data

                                

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    

                                        

                                            
                                            
                                        

                                        

                                            
                                            
                                        

                                    

                                    

                                        
                                        
                                    

                                    
                                

                            


                            

                                

                                    
Borrow Result

                                

                                

                                    Execute a borrow request to inspect response status and transaction details.